Many colleges require you to have health insurance. More than half of colleges offer a Student Health Insurance Plan (“SHIP”). Many students purchase these plans, but there are other alternatives that may be available like: Staying on your parent’s coverage,...

Have your parent contact a plan administrator to ask about getting you covered. If your parent has insurance through a job, the best person is usually in the Human Resources department. You or your parent will need to fill out...

Many plans have  “open-enrollment” before the New Year, and start coverage on January 1st. If you do not sign up then, you normally have to wait until the next year, unless you have a “qualifying event” that lets you enroll...

Nearly all young adults up to the age of 26 can now join their parent’s insurance, but there are a few exceptions: If you are eligible for your own insurance through an employer, you may not be eligible to join...

If you have a pre-existing condition, you may be able to join a Pre-Existing Condition Insurance Plan.  Check out the “Insurance for a Chronic Condition” tab to learn more!