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When can I join?

  • Many plans have  “open-enrollment” before the New Year, and start coverage on January 1st. If you do not sign up then, you normally have to wait until the next year, unless you have a “qualifying event” that lets you enroll sooner.
  • If your student health plan (or other group or public coverage) is ending, you should sign up for your parent’s insurance within 30 days. Losing insurance is known as a  “qualifying event” that allows you to join a parent’s employer-sponsored plan right away.