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What if I can’t afford health insurance?
If you don’t think you can afford coverage, go ahead and fill out an application on your state’s Health Insurance Marketplace website. You may be eligible for low-cost coverage through newly-expanded Medicaid programs or new cost assistance options. By filling...
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What are my health insurance options?
Your options for health insurance coverage depend on several factors, including your age, state of residence, income level, employment status, and other personal circumstances. Your options could include: Staying on your parent’s plan until you are 26 years old; Medicaid...
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Is anyone excused from the individual mandate?
You may not have to pay a fine if: You cannot find insurance that costs less than 8% of your household income after tax credits and any contributions by your employer are applied, You are a Native American, religious objector,...
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What happens to me if I do not have insurance?
Starting in 2014, if you don’t have health insurance and don’t qualify for an exemption, you’ll pay a fee. The fee will start off small in 2014 – $95 per adult or 1% of your household income, whichever is greater....