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  • Types of benefits

    A healthy young adult should look for a plan that covers preventive/primary care, prescription drugs, hospitalization, ER visits, and reproductive health needs.  Be careful about catastrophic plans that only cover the worst cases: if you have a health condition, you...

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  • More Questions?

    Visit www.healthhelpms.org, or call 1-877-314-3843. Email healthhelpms@mhap.org or questions@younginvincibles.org if you need any further help.

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  • Mental Health

    Important insurance info if you have a mental illness: Mental health parity: For large employer plans, restrictions cannot be any stricter for mental health coverage than they are for physical health coverage. They also can’t charge more for cost-sharing amounts...

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  • Employer-Sponsored Plan

    There are more protections for people with pre-existing conditions in employer-sponsored plans than there are in individual plans. If you don’t have your own plan from your job, check with your parent’s employer to see if you can enroll, what...

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  • Student Health Insurance

    Check whether the student health insurance plan at your school includes coverage of your pre-existing condition(s). Call your school’s plan administrator to find out and check out the “Student Health Insurance” tab for more info. For more information call Health...

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