Important insurance info if you have a mental illness: Mental health parity: For large employer plans, restrictions cannot be any stricter for mental health coverage than they are for physical health coverage. They also can’t charge more for cost-sharing amounts...

Under the ACA, Pre-Existing Condition Insurance Plans were created for people that have had a problem getting insurance due to a pre-existing condition. However, they recently closed to new applicants. If you are currently on a plan, you are covered...

The new health care law created Pre-existing Condition Insurance Plans that can provide coverage for those with pre-existing conditions. Go to www.pcip.gov to find a plan, if  you meet these requirements: You’re a U.S. citizen; Have been uninsured for at...

There are more protections for people with pre-existing conditions in employer-sponsored plans than there are in individual plans. If you don’t have your own plan from your job, check with your parent’s employer to see if you can enroll, what...

Check whether the student health insurance plan at your school includes coverage of your pre-existing condition(s). Call your school’s plan administrator to find out and check out the “Student Health Insurance” tab for more info.

If you have a chronic condition, insurers can’t refuse to cover you or charge you more – starting in 2014.  Until then, check out the other options for coverage in this section. WARNING:  Don’t go without health coverage for more...

Marketplaces Statewide insurance marketplaces offering more options that resemble Expedia for health insurance. Starting October 1, 2013, you can use the Marketplace to: Compare health plans to pick the best one for you and your family Find out if you...

Children under 19 who already have serious medical problems, like asthma or childhood diabetes, can get insured. And the health plan must cover their health care, no matter when the problems started. Adult children under 26 can stay on their parent’s insurance,...

Four-year schools are more likely to offer SHIPs than two-year schools. If you’re going to a community college, you may have to look outside of school for coverage.

Medicaid qualifies as coverage at most schools that require students to have health insurance. Check with your school’s health insurance office to be sure, and make sure that you have access to doctors who accept Medicaid nearby.