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  • Types of benefits

    A healthy young adult should look for a plan that covers preventive/primary care, prescription drugs, hospitalization, ER visits, and reproductive health needs.  Be careful about catastrophic plans that only cover the worst cases: if you have a health condition, you...

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  • More Questions?

    Visit www.dol.gov/ebsa, or call 1-866-444-EBSA (3272) to contact the U.S. Department of Labor Visit www.naic.org/state_web_map.htm to find your State Insurance Department www.healthcare.gov provides links to state consumer assistance programs and other resources Email Questions@YoungInvincibles.org if you need any further help.

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  • Mental Health

    Important insurance info if you have a mental illness: Mental health parity: For large employer plans, restrictions cannot be any stricter for mental health coverage than they are for physical health coverage. They also can’t charge more for cost-sharing amounts...

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  • Pre-Existing Condition Insurance Plan

    Under the ACA, Pre-Existing Condition Insurance Plans were created for people that have had a problem getting insurance due to a pre-existing condition. However, they recently closed to new applicants. If you are currently on a plan, you are covered...

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  • Pre-Existing Condition Insurance Plan

    The new health care law created Pre-existing Condition Insurance Plans that can provide coverage for those with pre-existing conditions. Go to www.pcip.gov to find a plan, if  you meet these requirements: You’re a U.S. citizen; Have been uninsured for at...

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