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New Options

In 2010, Congress enacted the Patient Protection and Affordable Care Act, known as the “ACA” or “Obamacare.” Here are some changes that might impact you.

  • Each state will have an online Health Insurance Marketplace (also known as an “Exchange”) where people can compare plan rates and benefits side-by-side and purchase the health insurance coverage that’s right for them. Depending on your income, you may be eligible for new tax credits and cost-sharing subsidies to lower the cost of coverage when you buy a plan on the new marketplace. Go to to find the marketplace in your state.
  • If your parent’s insurance plan offers dependent coverage, you can stay on your parent’s plan until you are 26 years old. In 2014, former foster care youth will be able to stay on Medicaid until age 26 as well.
  • States have the option of expanding Medicaid, a low or no cost insurance plan offered by the states and the federal government, to include more low-income adults. Currently, Medicaid coverage in many states is limited to certain low-income adults with children, pregnant women, seniors, and people with disabilities. Some states have decided to expand Medicaid, while other states have not. Visit to find out if you’re eligible for Medicaid in your state.