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Medicaid and Other State Insurance

  • If you can’t afford to buy insurance on your own, you may be eligible for free or low-cost state insurance, particularly if you are a parent or are pregnant.
  • Even if you are childless, you should still check to see if you qualify, as a few states provide coverage to adults without dependent children. Some states also allow families who make too much to qualify for Medicaid or the Children’s Health Insurance Program (CHIP) to buy coverage through these programs by paying a small premium.
  • If you aren’t sure whether or not you are eligible, it is best to apply rather than trying to guess, because the income rules for these programs can be complicated. Go to http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-State/By-State.html for the nitty-gritty details about state-specific requirements and programs.