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The Individual Responsibility Provision Explained

For the new law to be successful, all Americans need to work together to strengthen our health care system. When people receive medical care without health insurance and dont pay for it out of pocket, it adds more than $1,000 per year to insurance premiums.

Waiting until you get sick to buy health insurance, or relying on the fact that emergency rooms won’t turn you away is just like waiting until after an accident to get car insurance or expecting other drivers to pay for the damage.