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  • Medicaid and School

    Medicaid qualifies as coverage at most schools that require students to have health insurance. Check with your school’s health insurance office to be sure, and make sure that you have access to doctors who accept Medicaid nearby. For more information...

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  • New health law and SHIPs

    Starting in Fall 2012, new rules took effect: No discrimination against students under age 19 based on pre-existing conditions; Health plans will not be allowed to drop coverage after you get sick; The elimination of lifetime benefit caps and the...

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  • Should I enroll?

    Note: Some schools may require you to actively opt-out (“waive out”) of a SHIP by filling out a form. The quality of student health plans can vary. Check out the details: read the rules about benefits, limits and caps, pre-existing...

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  • Options

    Many colleges require you to have health insurance. More than half of colleges offer a Student Health Insurance Plan (“SHIP”). Many students purchase these plans, but there are other alternatives that may be available like: Staying on your parent’s coverage,...

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  • First Steps

    Have your parent contact a plan administrator to ask about getting you covered. If your parent has insurance through a job, the best person is usually in the Human Resources department. You or your parent will need to fill out...

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