The out-of-pocket maximum is the total amount you are required to spend for medical care in a year. This usually includes the total amount spent on your deductible, coinsurance and/or co-pays; but not the premium and in some cases, not...

Areas and offices included in your plan.  If you see doctors that aren’t “in-network,” your cost may be higher. For more information call Health Help Mississippi at 1-877-314-3843

A deductible is the amount you pay for care before your insurance kicks in. For example, if you have a $1,000 deductible, you will pay $1,000 before your insurance covers health care costs. There can be another deductible for a...

A co-pay is the flat fee you have to pay for a service, such as a doctor’s visit or a prescription. If you have a $15 co-pay, you will pay $15 for a doctor’s visit. For more information call Health...

The amount of cost sharing between you and your insurance company. If you have a 80%/20% co-insurance, this means that when you receive care, the insurance company pays 80% of the cost and you pay the other 20%. For more...