By Christina Postolowski

We all have a friend without health insurance (or maybe we’re that friend). Mine has more than one advanced degree and two jobs — but in this economy, she doesn’t think she can afford health insurance. She also drives a motorcycle. (Yeah, she’s kind of a badass.) We both wonder how she would pay for the medical bills if she ever got into a motorcycle accident.

By now, almost everyone has heard about “Obamacare,” also known as the Affordable Care Act (ACA). If you’re young, there are several provisions of the ACA that will affect how you access and pay for health care. Whether you currently have health insurance or are uninsured, a student or on your parent’s plan, here’s how the ACA could affect you in 2013 and beyond.

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