It depends on the plan, but almost all student plans, like other insurance plans, are now required to provide what’s called “Minimum Essential Coverage.” And now, student plans cannot discriminate against you or refuse to cover you if you have a pre-existing condition.  They also must provide free preventive care, such as birth control, HIV and STI testing, and depression, and domestic violence screenings.  Check to make sure where your student plan may be accepted—often your student plan may only be accepted at the campus health center.