Insurance Provides Peace of Mind

Posted March 24, 2017
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Last night, House leadership decided to delay a vote on the American Health Care Act, which would repeal the Affordable Care Act. This proposal is projected to result in an additional 24 million people being uninsured. Below, Mina Schultz from West Virginia shares her personal story and perspective on what she stands to loose if we repeal the ACA and strip coverage.

I may not have become a language teacher, but I definitely applied my teaching skills when I worked  in health care enrollment. West Virginians, who have benefited greatly from the coverage gained through the ACA, have a wide range of views on how our health care system should work. At some point, everyone may need medical assistance, so everyone needs coverage. Even though the service is a necessity – and immediate one for some of my clients – it can be complicated explaining the details of the insurance market and health care system in an hour-long appointment. Many of my consumers didn’t understand what a co-pay is or had never been to a doctor, but they knew health care is a very personal issue, or even a political one. This can further complicate showing consumers how the ACA helps their health and financial security. Even when I offered practical information, I risked the educational session turning into a debate.

I currently have that peace of mind but each day that passes, my fear grows that soon I will not only be uninsurable, but unemployed. That fear isn’t only for myself, but for all of my consumers who have benefited from their coverage: the plant nursery owner who got his first physical in 20 years, the young woman who caught cervical cancer early, the self-employed IT guy who could afford his thyroid medication again.

Mina Schultz is a former Affordable Care Act Enrollment Assister. She currently is a Benefits Enrollment Specialist at a nonprofit that seeks to lift West Virginians out of homelessness. Since surviving cancer, she has taken up swimming and yoga, and loves to travel whenever possible.

Mina Schultz is a former Affordable Care Act Enrollment Assister. She currently is a Benefits Enrollment Specialist at a nonprofit that seeks to lift West Virginians out of homelessness. Since surviving cancer, she has taken up swimming and yoga, and loves to travel whenever possible.

Mina Schultz is a former Affordable Care Act Enrollment Assister. She currently is a Benefits Enrollment Specialist at a nonprofit that seeks to lift West Virginians out of homelessness. Since surviving cancer, she has taken up swimming and yoga, and loves to travel whenever possible.