13 Things the Trump Administration Has Done for Young People in Its First 100 Days

By: Colin Seeberger

President Trump ran for office promising to make health care better and more affordable, college debt less of a burden, and help more people find jobs. But the President’s first 100 days in office have done little to set Millennials on a path to prosperity and outright threatened their well-being. This is just a snapshot of how some of the Trump Administration’s actions during its first 100 days will impact our generation’s financial security.

On Health Care:
1) Supported the American Health Care Act that would cause the young adult uninsurance rate to nearly double. (Source)
2) Empowered states to defund Planned Parenthood, which provides care to millions of young people every year, by denying them access to Title X funding. (Source)
3) Threatened to withhold financial assistance to reduce out-of-pocket health care costs for low-income individuals. (Source)
4) Supported eliminating coverage benefits for common health needs like maternity care, substance abuse treatment, and more. (Source)
5) Backed a Millennial Penalty that would allow insurance companies to charge as many as 1 in 3 young adults 30 percent more for their health insurance if they experience a lapse in coverage for 63 days. (Source)
6) Released a rule that will make it harder to get and stay covered — by limiting the length of Open Enrollment, making it harder to verify Special Enrollment eligibility, lessening the actuarial value of health plans (which could lead to less financial assistance for Marketplace shoppers), and requiring enrollees to payback any premium debt before renewing enrollment eligibility. (Source)

On Higher Education:
7) Proposed $5.2 billion in cuts to the Pell Grant program, which helps low- and middle-income college students pay for college, for Fiscal Years 2017 and 2018. (Source)
8) Overturned protections for student loan borrowers, exposing distressed borrowers to fees as high as 16 percent of their loan balance. (Source)
9) Instructed the Department of Education to loosen rules on vetting companies who collect federal student loan payments, despite the Consumer Financial Protection Bureau findings that many of these companies are taking advantage of borrowers. (Source)
10) Proposed eliminating $732 million cut to the Federal Supplemental Educational Opportunity Grant, which would eliminate awards for 1.5 million students who demonstrate the greatest financial need. The Administration also proposed making “significant cuts” to the Federal Work Study program, which provides nearly 700,000 students financial help in exchange for working their way through college. (Source)
11) Proposed major cuts to TRIO and GEAR UP, which help nearly 800,000 low-income students navigate the college selection process, stay enrolled, and complete their degrees. (Source)

On Workforce & Finances:
12) Proposed eliminating Job Corps centers that provide career training for low-income 16- to 24-year-olds. (Source)
13) Proposed gutting funding for the Workforce Innovation and Opportunity Act’s job training and employment support services. (Source)

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5 Reasons #PriceIsWrong for Millennials’ Health

By Colin Seeberger

Price

Rep. Tom Price’s history as a member of Congress raises alarming flags about the policies he might champion as Secretary of Health & Human Services. He needs to answer for this record. Here’s a quick rundown of how a Secretary Price could significantly undermine Millennials’ health.

1. Price would significantly cut young people’s access to coverage.

In the last Congress, Rep. Price authored a bill called Empowering Patients, which would repeal the Affordable Care Act, or the essential means by which 8 million young adults have gained health care coverage, including 2.3 million young people who have been able to stay on a parent’s plan until they turn 26 (dependent coverage provision); 3.8 million through Medicaid expansion; and millions more through federal and state health insurance marketplaces. A new report from the Congressional Budget Office finds that repealing the Affordable Care Act would cause 18 million to lose their insurance and premiums to increase up to 25 percent next year. A Kaiser analysis of Rep. Price’s Empowering Patients legislation, his bill would would repeal the ACA’s dependent coverage provision and eliminate the ACA’s Medicaid expansion without a replacement to provide low-income enrollees coverage, much less coverage with comparable benefits.

2. Price doesn’t understand young women’s health needs.

Speaking at 2012 CPAC conference, when asked by a reporter about what women who have struggled to afford birth control should do if the ACA’s birth control mandate was undone, Rep. Price said: “Bring me one woman who’s [been unable to afford birth control]… There’s not one.” According to a 2010 Planned Parenthood Action Fund survey, 55 percent of women ages 18 to 34 have struggled with the cost of prescription birth control. It’s worth noting, Rep. Price has consistently voted to defund Planned Parenthood.

3. Price would give huge tax cuts to billionaires and cut financial help for low- and middle-income young adults.

Rep. Price’s health care bill would cut premium tax credits to low- and middle-income people and redirect that support, and in smaller levels, to individuals based on age. That means that young people, who have less work experience and thus typically lower wages, would see their access to financial assistance that helps them afford coverage slashed. Young adults are already earning $10,000 less than young adults a generation ago, so restructuring the financial help how Rep. Price suggests would only further stunt Millennial’s economic vitality. Furthermore, Rep. Price’s bill would provide 2.5 times more financial assistance to purchase coverage for middle-aged people, regardless of their wealth or health status, as it would to young workers making the minimum wage. In other words, Price would give a tax credit that is 2.5 times larger to the CEO of Goldman Sachs than he would to a recent college graduate working full-time at the GAP.

4. Price would push young people into policies that don’t meet their needs.

Price’s bill would eliminate the ACA’s Essential Health Benefits that currently ensure all Qualified Health Plans include maternity and mental health coverage. Prior to the ACA, just 12 percent of policies sold on the individual insurance market included maternity coverage as a benefit, despite the fact that the average, uncomplicated pregnancy could, on average, set a consumer paying out of pocket back $18,000. Additionally, mental health and trauma-related disorders are the top two conditions for which young adults receive health care, and 7.6 million young adults receive care for mental health conditions annually.

5. Price would expose 30 million young adults with pre-existing conditions to being denied or charged more for coverage.

Kaiser’s analysis also notes that Price’s bill would repeal the ACA’s prohibition on denying coverage for pre-existing conditions. Instead, people with pre-existing conditions could be guaranteed coverage only if they are already insured or if they withstand an 18 month waiting period. In other words, say that you are working at a job and have a one week lapse in employment and health coverage, under Rep. Price’s bill, insurance companies would be allowed to deny you coverage for up to 18 months due to the one week lapse in coverage.

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