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  • Waiver

    Schools that mandate insurance coverage often require proof of comparable insurance to waive school coverage. If you’re on a non-school plan, waive your school coverage in time to avoid the charge. For more information call Health Help Mississippi at 1-877-314-3843

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  • Premium

    A premium is the amount you pay, typically per month, to maintain your insurance. If you have a $200 premium, you will pay $200 a month to have health insurance. For more information call Health Help Mississippi at 1-877-314-3843

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  • Out-of-pocket Maximum

    The out-of-pocket maximum is the total amount you are required to spend for medical care in a year. This usually includes the total amount spent on your deductible, coinsurance and/or co-pays; but not the premium and in some cases, not...

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  • Network

    Areas and offices included in your plan.  If you see doctors that aren’t “in-network,” your cost may be higher. For more information call Health Help Mississippi at 1-877-314-3843

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